Imagine stepping up to the very first Automated Teller Machine (ATM) in June 1967, installed outside a Barclay’s Bank branch in Enfield, London. This machine, a brainchild of John Shepherd-Barron, represented a significant leap in banking technology, enabling you to withdraw cash without ever interacting with a teller. Fast forward to September 1969, and you could be doing the same in the United States, at a Chemical Bank branch in Rockville Center, New York. In 1970, another milestone occurred when British engineer James Goodfellow developed the personal identification number (PIN), making your transactions not only quicker but also more secure.